There are so many different types of protection policy available in the market place that it can seem rather daunting to choose the right product. Taking life assurance as an example, a policy:
- Can have decreasing, level or even increasing cover.
- Can have bolt-ons such as critical illness, waiver of premium and indexation.
- Can have guaranteed premiums, reviewable premiums or can be renewable.
- Can be set up on a Family Income Benefit basis.
Due to the large number of options and complexity of some policies we believe that people need to obtain professional advice. At James Alexander FS we will explain all the options available to you, without the jargon, so that you have protection that is suited to your requirements.
- Provide expert help, guidance & advice.
- Make a recommendation based upon the research we have done.
- Complete the paperwork with you.
- Liaise with the insurance company to ensure that your application is processed and accepted as quickly as possible.
As with all insurances, conditions and exclusions will apply.