Category Archives: Uncategorized

Are you paying too much for your mortgage?

According to figures from UK Finance the average mortgage interest rate for new loans  was 2.07%. If you currently have a mortgage with one of the big banks and building societies and you are paying their standard variable rate you will … Continue reading

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Time to Remortgage?

Are you one of the many homeowners who will face higher mortgage payments as a result of banks increasing their standard variable rate of interest (SVR) following the Bank of England’s decision to raise the base rate last month? If you … Continue reading

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HOW TO BUY YOUR FIRST HOUSE IN 2018

If you’re a first-time buyer, this could be the year you make your move. Lenders are offering competitive deals designed to meet the needs of those with smaller deposits. Stamp Duty has been cut for first-time buyers. There are more … Continue reading

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Why Mortgages and Life Cover go together

Having a mortgage is a big responsibility, particularly when you consider how much debt you’re taking on. This is where life assurance can play a major part in securing the financial future of your family and provide the peace of … Continue reading

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How can I improve my score

In our previous blogs we have explained how mortgage lenders use a formula to calculate a score and some of the things that can adversely affect this score and the outcome of your mortgage application. In this article we explain … Continue reading

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What affects your credit score

In our previous blog we have explained how mortgage lenders use a formula to calculate a score that represents your credit history and helps to indicate what type of borrower you are. The result they come up with can affect … Continue reading

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Your credit score is important

When you apply for a mortgage lenders use a formula to calculate a score that represents your credit history and helps to indicate what type of borrower you are. Making sure the information contained on your credit report is accurate … Continue reading

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Consumers confused over Help to Buy

Monday, November 04, 2013 There is confusion over the Government’s Help to Buy: mortgage guarantee scheme, with 43% of active first time buyers and other home movers confused about the benefit the scheme will give them. In addition, almost a … Continue reading

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HOUSE PRICES

House prices continue to rise in October; http://nfinews.co.uk/5KB-1Y9Y7-B676JHTOEF/cr.aspx

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Property Price Bubble talk is “premature”

Latest analysis from buy-to-let specialist, Assetz, suggests that we are far from the prospect of a ‘property bubble’. In fact, they claim that current healthy buy-to-let yields, especially outside of London and the South East, are part of the proof … Continue reading

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